Florida provides the perfect backdrop – and roads – for riding motorcycles. The state offers two options for Florida drivers of legal age to operate a motorcycle: a motorcycle endorsement added onto a full driver's license or application for a driver's license that allows operation of a motorcycle. Both have requirements you must meet to be qualified for the privilege of operating a motorcycle in Florida.
As with operating a vehicle, you will have to take specific and required action to earn a motorcycle endorsement on your driver's license.
Operating a motorcycle without the required motorcycle endorsement on your driver's license is illegal in Florida. Don't do it. To have a motorcycle endorsement added to your license you must: Be over 16 years of age, successfully complete a rider training program, and pay an endorsement fee.
Florida law dictates that you must be a minimum of 16 years of age to drive two wheel and three wheel vehicles in Florida, which include:
- Cycles with a motor
- "Electric helper-motor bicycles"
- Motorized scooters
In addition to being at least 16 years old, you must also successfully complete the Florida Rider Training Programs basic course. Motorcyclists who already have a motorcycle endorsement on their driver's license from all states, except Alabama, can pay a fee to add an endorsement on their driver’s license in Florida.
Motorcycle Only License
In addition to adding a motorcycle endorsement to your driver's license, you can also opt for a driver's license that is restricted to only motorcycles. Such a driver's license means just what it says: You will be permitted to drive a motorcycle only. If you also want to drive other vehicles, opt for the motorcycle endorsement.
To earn a Motorcycle Only driver's license, you must be a minimum of 16 years of age. All drivers under the age of 18, who want a motorcycle only driver's license, must provide evidence of no traffic convictions.
If you meet either of those requirements, you must also:
- Successfully complete the written test, which covers road rules and road signs.
- Provide proof that you have successfully completed an approved motorcycle safety course.
Once you have completed both of these requirements, take your proof of completion of the motorcycle safety course to a driver's licensing office. There you will be issued a Motorcycle Only driver's license upon paying applicable fees and offering proof of identity.
Minimum Amounts of Insurance Coverage
Most drivers choose to have a motor vehicle or automobile liability insurance policy as proof of financial responsibility. Liability insurance protects you against claims that accuse you of being at fault in a collision. The minimum amounts of insurance coverage you must have are as follows:
- $10,000 for a single death or injury
- $20,000 for death or injury to more than one person
- $10,000 for property damage
When you move to Florida or take a job in Florida, you must get a Florida driver’s license within 30 days. Some new residents forget to check this requirement. Remember new Florida residents must obtain a Florida driver license within 30 days of taking up permanent residence.
Many out-of-state insurance companies are not authorized to do business in the state of Florida. If you make a permanent move to Florida, check with your insurance company to ensure they are authorized to do business in Florida before you start driving in the state.
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